Terms of Service

1. Agreement to Terms

By accessing our website at lucid-credit.com or engaging our consulting services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using our services.

2. Services Description

Lucid Credit provides professional business consulting services including:

• Strategic planning and business development
• Financial planning and analysis
• Operations management consulting
• Growth strategy development
• Market analysis and expansion planning

3. Service Engagement

3.1 Consultation Process

Our services begin with an initial consultation to assess your business needs. Following this assessment, we will provide a detailed proposal outlining the scope of work, timeline, and fees.

3.2 Written Agreement

All consulting engagements require a signed written agreement specifying the services to be provided, deliverables, timeline, and payment terms.

4. Client Responsibilities

As our client, you agree to:

• Provide accurate and complete information necessary for our services
• Respond promptly to our requests for information or feedback
• Make timely payments according to the agreed schedule
• Implement recommendations in good faith where applicable
• Maintain confidentiality of proprietary methodologies and materials

5. Payment Terms

5.1 Fees and Billing

Our fees are based on the scope and complexity of the engagement. Payment terms will be specified in the service agreement, typically requiring payment within 30 days of invoice date.

5.2 Late Payments

Late payments may incur interest charges at a rate of 1.5% per month or the maximum allowed by law, whichever is lower.

6. Intellectual Property

6.1 Our Materials

All methodologies, frameworks, templates, and proprietary materials developed by Lucid Credit remain our intellectual property.

6.2 Client Materials

All client data, information, and materials remain the property of the client. We claim no ownership rights over your business information.

6.3 Work Product

Deliverables and recommendations provided to you become your property upon full payment, subject to our retention of underlying methodologies.

7. Confidentiality

We maintain strict confidentiality regarding all client information and business matters. This includes:

• Financial information and business data
• Strategic plans and business objectives
• Competitive information and market insights
• Any information marked as confidential

8. Limitation of Liability

Our liability for any claim arising from our services is limited to the fees paid for the specific engagement. We shall not be liable for:

• Indirect, incidental, or consequential damages
• Lost profits or business opportunities
• Damages exceeding the total fees paid for services
• Results based on client implementation of recommendations

9. Professional Standards

We maintain high professional standards and will:

• Provide services with professional competence and due care
• Maintain independence and objectivity in our recommendations
• Avoid conflicts of interest or disclose them when unavoidable
• Respect client confidentiality and data protection requirements

10. Termination

10.1 Termination Rights

Either party may terminate a consulting engagement with 30 days' written notice. Immediate termination may occur for material breach of contract terms.

10.2 Post-Termination

Upon termination, clients remain responsible for payment of services provided up to the termination date. Confidentiality obligations continue indefinitely.

11. Force Majeure

We shall not be liable for delays or failures in performance due to circumstances beyond our reasonable control, including natural disasters, government actions, or other unforeseeable events.

12. Governing Law

These terms are governed by the laws of England and Wales. Any disputes will be resolved through the courts of England and Wales or through binding arbitration as mutually agreed.

13. Website Use

When using our website, you agree to:

• Use the site for lawful purposes only
• Not interfere with site functionality or security
• Respect intellectual property rights
• Provide accurate information in contact forms

14. Modifications

We reserve the right to modify these terms at any time. Material changes will be communicated through our website or direct notification. Continued use of our services after changes constitutes acceptance.

15. Contact Information

For questions about these Terms of Service, contact us: